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Commercial Private Banker
New York, NY
Job Description
SUMMARY: A Commercial Private Banker is responsible for selling bank products and services to commercial clients, high net worth individuals, municipalities, and professional associations. Incumbents are expected to meet or exceed production goals.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.
- Identifies and solicits business for potential clients using referrals, personal contacts, centers of influence and existing clients.
- Interviews clients to determine financial position, resources, assets available to invest, financial goals, sources of wealth and client background.
- Interviews loan applicants, and collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
- Collects and analyzes information that reflects the current creditworthiness of customers and the current merits of existing loans. May obtain information through direct inspection of the applicant's business and/or collateral, review of interim financial reports, personal interview, and other means.
- Opens and services, with assistance of Commercial Private Banking Support Associates, new Bank accounts and loans for customers, adhering to policies and procedures to prevent new account fraud and BSA / USAPA violations.
- Authorizes or rejects overdrafts in depository account within established authorities.
- Monitors loan repayment activities and takes necessary action to collect from past-due accounts.
- Advises customers, where possible, concerning business management and financial matters and builds consistent and long-term financial advisory relationships with clients.
- Follows up with customers on a regular basis through phone calls and personal visits.
- Completes weekly activity reports.
- Conducts offline or online research to resolve customer problems.
- Conducts offline or online research to resolve customer problems.
- Assures all transactions are in compliance with pertinent laws and regulations.
- Prepares and delivers clear, effective and professional presentations.
- Keeps abreast of local and national economic, financial, political and legislative events and climates which could have an impact on the division's lending activities.
- Participates in community affairs to increase the bank's visibility and to enhance new business opportunities.
- Maintains professional and community relations to increase the bank's visibility and new business opportunities, and to further personal development.
- Supports Team Leader in achieving budgeted controllable non-interest income and expense, as well as deposit and loan goals, based on department's annual budget plan.
- Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
- Adheres to Bank policies and procedures and completes required training.
- Identifies and reports suspicious activity.
EDUCATION
Bachelor's Degree from four-year college or university required
EXPERIENCE
- 10+ Years of direct experience in commercial and/or private banking required
BankUnited is an Affirmative Action and Equal Opportunity Employer. BankUnited does not discriminate against individuals on the basis of race, creed, color, gender, religion, national origin, age, disability, veteran status, pregnancy, marital status, citizenship status, sexual orientation, gender identity, genetic information, or any other classification protected by applicable laws.
Job Summary
Company
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Education
Bachelor's Degree
Required Experience
10+ years
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